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Program & Services

The Industrial Development Bank offers you a comprehensive banking experience that goes beyond traditional card use, with a range of exclusive offers and benefits designed to meet your daily needs and enhance your lifestyle.

Enjoy the IDB Rewards Program, which lets you earn points on every purchase made with your bank cards and redeem them for a wide selection of gifts and rewards—both inside and outside Egypt.

Get what you need now and pay later through the convenient credit card installment program, allowing you to split purchases and cash withdrawals into installments of up to 60 months with flexible terms.

Take advantage of these great benefits and always stay ahead with IDB banking cards.

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IDB Mastercard Cardholders Rewards Program

Loyalty Points

  • 1 EGP worth of purchases equals 1 point (maximum).
  • The minimum redemption value for loyalty points is 20,000 points.
  • Points are valid for two years.
  • Loyalty points are not awarded for government transactions, gasoline, etc.
Credit Cards Titanium Platinum World Elite
Maximum value of loyalty points from the value of credit card transactions 0.7% 0.8% 1%
Example: A purchase of EGP 1000 1000 points = EGP 7 1000 points = EGP 8 1000 points = EGP 10
Debit Cards Titanium Platinum
Maximum value of loyalty points from the value of transactions executed with debit cards 0.4% 0.5%
Example: A purchase of EGP 1000 1000 points = EGP 4 1000 points = EGP 5

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Installment Program for Credit Card Clients

Work Mechanism
The amount to be paid in installments is reserved from the available balance, with the value of this reserved amount being reduced by the value of the monthly installment and this installment being added to the customer's transactions that he is required to pay or pay a minimum of 5%. In this case, the announced debit interest rate for credit cards is applied in the event that the debt is not fully paid
Installment Periods
3 months, 6 months, 1 year, 2 years, 3 years, 4 years, 5 years
Minimum transaction value to be paid in installments
EGP 1000
Early payment
5% of the amount to be paid
Debit return
32% per annum

Carrefour

Pay with Mastercard at Carrefour online to get up to 20% discount on unlimited shopping products, for one order every month.

Eligibility: 

  • Consumer Debit and Credit: Platinum, World and World Elite™ Mastercard®

How to redeem:

  • Eligible cardholders to redeem on this link: MasterCard Offers - Up to EGP 200 Off! Carrefour Egypt
  • Min spend: EGP 1000 with a discount cap on Platinum 150 EGP / World and World Elite  EGP 200
  • Cardholder needs to add the eligible Mastercard cards and Promo code during checkout 
  • Promo codes to be added during checkout: for Platinum: MA15 / for World and World Elite: MA20
  • The discount will apply to the total basket of products sold and fulfilled by MAF Carrefour, for one order every month. 
  • Discount cannot be applied in conjunction with any other offer; nor combined with vouchers, coupon codes, or loyalty points. 
  • Purchase reversals, refunds, or transactions are excluded from the offer.
  • Transactions through Samsung Pay or Apple Pay will not be eligible for the discount. 

Validity: 

Evergreen, until year-end and above.

Terms and conditions apply

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Talabat

Order your food and grocery delivery via the Talabat app and receive 20% off on 1 food or grocery delivery order per month when placing the order on the Talabat app and paying with your eligible Mastercard card.

Eligibility:
•    Debit and Credit: Gold, Titanium, Platinum, World, World Elite™ Mastercard®
•    Prepaid: Gold, Platinum, World Mastercard®
•    Eligible cards issued in Bahrain, UAE, Kuwait, Oman, Jordan, Qatar, Egypt and Iraq.

How To Redeem:

·         Download or open the Talabat app from the App Store or the Google Play Store 

·         Select the items you wish to purchase

·         At the checkout page enter the promo code MASTERCARD to enable the 20% discount on 1 order of food and grocery delivery per month

·         This offer is not valid through Apple and Google payments (please include this when communicating the offer). 

Validity:
Evergreen, until the year-end and beyond.

Terms and conditions apply

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Amazon CVP

Enjoy up to 6 months of Amazon Prime - unlock exclusive Amazon Prime benefits with your Mastercard, enjoy access to the best deals, fast delivery and free entertainment with Prime Video. 

Eligibility:

World, World Elite, Platinum, and Titanium cardholders: 6 months of Prime
Standard & Gold cardholders: 3 months of Prime

How to redeem:

  • Visit: elevate.mastercard.com/amazon-eg
  • Sign into your Amazon account, or create a new one
  • Unlock your exclusive Amazon Prime benefits by setting your eligible Mastercard card as the default payment method
  • After the offer period ends, the cardholder's subscription will automatically renew for 29 EGP per month unless they cancel

Validity:

30 November 2026  

Terms and conditions apply

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Lingokids

Enjoy 1 month of Lingokids Plus for free and 20% off on your monthly membership forever!

Use your eligible Mastercard card to subscribe on the Lingokids Mastercard dedicated page, and enjoy:

•      1 Month of complimentary Lingokids Plus membership

•      20% discount on subsequent memberships for an unlimited time (all future monthly subscriptions for new and existing users

Eligibility:

Debit and Credit: Standard, Gold, Titanium, Platinum, World, and World Elite Mastercard and Prepaid: Standard, Gold, Platinum, and World Mastercard.

How to redeem:

  • Go to the Lingokids Mastercard dedicated page: https://app.lingokids.com/en/discount/signup?code=MASTERCARD20-1&partner=mastercard, type in your coupon code MASTERCARD20, and click on redeem.
  • Enter your email address and click on Continue. You must tick the terms of services and Privacy Policy box.
  • Enter your Mastercard card details and click on Start trial.
  • By clicking on details, you can see that the 20% discount has been applied. Now download and open the Lingokids app, log in with the email address you used to redeem your code and click on I have an account to start enjoying your 1 month complimentary membership.
  • Standard Lingokids terms and conditions apply, available on: https://lingokids.com/terms-of-service

Validity:

Until the year-end.

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